{"id":9449,"date":"2026-08-19T14:03:31","date_gmt":"2026-08-19T13:03:31","guid":{"rendered":"https:\/\/pelican.dk\/home-insurance-does-not-cover-everything\/"},"modified":"2026-09-16T23:10:16","modified_gmt":"2026-09-16T22:10:16","slug":"home-insurance-does-not-cover-everything","status":"publish","type":"post","link":"https:\/\/pelican.dk\/en\/home-insurance-does-not-cover-everything\/","title":{"rendered":"Home insurance does not cover everything"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9449\" class=\"elementor elementor-9449 elementor-5163\" data-elementor-post-type=\"post\">\n\t\t\t\t<section class=\"elementor-element elementor-element-f44ac69 e-con-full e-flex e-con e-parent\" data-id=\"f44ac69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3f3952b e-flex e-con-boxed e-con e-child\" data-id=\"3f3952b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bbe8c0 elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7bbe8c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/pelican.dk\/en\/tips-and-advice\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Back to tips and advice<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-667ea1b1 hero-blur e-flex e-con-boxed e-con e-parent\" data-id=\"667ea1b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141170f1 elementor-widget elementor-widget-heading\" data-id=\"141170f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Home insurance does not cover everything<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-489e246 e-flex e-con-boxed e-con e-parent\" data-id=\"489e246\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d6ff9a e-con-full text-content e-flex e-con e-child\" data-id=\"5d6ff9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-350229c elementor-widget elementor-widget-text-editor\" data-id=\"350229c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>Insurance when storing your belongings \u2013 are your items covered?<\/h3><p>Many people store furniture, clothes, sports equipment and other belongings in the basement, garage or shed. But do you know how your items are insured if they are exposed to, for example, water, fire or theft? <\/p><p>Insurance cover can vary depending on where and how your belongings are stored. That is why it is a good idea to both check your insurance and consider how best to protect the items you want to keep. <\/p><h3>When storing at home is not the best solution<\/h3><p>Basements, garages and sheds are practical places to put items that there is no room for in the home. However, conditions are not always ideal. <\/p><p>Damp, temperature fluctuations and the risk of water can be hard on, among other things, furniture, textiles, books and electronics. At the same time, your insurance cover may depend on where your belongings are located and what type of damage is involved. <\/p><p>It is therefore worth checking the terms and conditions with your own insurance company before placing valuable or sensitive belongings in the basement, garage or other places outside the home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc2401 elementor-widget elementor-widget-text-editor\" data-id=\"2cc2401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>5 things you should consider when storing your belongings<\/h3><p><strong>1. Check your insurance cover<br \/><\/strong>Find out how your contents insurance covers items stored outside the home itself. There may be special terms or limitations. <\/p><p><strong>2. Watch out for damp and water<br \/><\/strong>Basements and other storage areas can be exposed to damp and water. This can particularly damage furniture, textiles, books and electronics. <\/p><p><strong>3. Pack your items properly<\/strong><br \/>Use sturdy moving boxes and suitable packing materials. Make sure fragile items are well protected, and label the boxes clearly. <\/p><p><strong>4. Consider what you store<\/strong><br \/>Some belongings require better storage conditions than others. Therefore, consider both value, material and how long the items will be stored. <\/p><p><strong>5. Choose the right storage conditions<\/strong><br \/>If you do not have good storage conditions at home, a heated storage unit may be an alternative.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5922fa0 elementor-widget elementor-widget-text-editor\" data-id=\"5922fa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4>A storage unit can provide better conditions<\/h4><p>At Pelican, our storage units are dry and heated, and our centres are monitored by CCTV. This provides ideal conditions for storing, for example, furniture, moving boxes, clothes and other belongings. <\/p><p>You also have access to your belongings every day, making a storage unit suitable for both short- and long-term storage. <a href=\"https:\/\/pelican.dk\/en\/locations\/\">Find a storage unit<\/a><\/p><h4>Insurance for your storage unit<\/h4><p>When you rent a storage unit, it is important to make sure your stored belongings are properly insured.<\/p><p>You can read more about insurance when renting a storage unit with Pelican, including the applicable terms and conditions.<br \/><a href=\"https:\/\/pelican.dk\/en\/insurance-with-pelican\/\">Read about insurance at Pelican<\/a><\/p><h3>Take good care of the items you want to keep<\/h3><p>Good storage is not only about creating more space. It is also about choosing the right conditions for the belongings you want to protect. <\/p><p>By packing your items properly, checking your insurance cover and choosing a storage location that suits your needs, you can help protect your belongings \u2013 both in the short and long term.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3348624 e-con-full e-flex e-con e-child\" data-id=\"3348624\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6f6056 elementor-widget elementor-widget-shortcode\" data-id=\"c6f6056\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"10730\" class=\"elementor elementor-10730 elementor-7276 elementor-7276\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e33a7d8 e-con-full e-flex e-con e-child\" data-id=\"e33a7d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-083d76c e-con-full e-flex e-con e-child\" data-id=\"083d76c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67512c8 elementor-widget elementor-widget-heading\" data-id=\"67512c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Do you need storage?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6462f3 elementor-widget elementor-widget-text-editor\" data-id=\"a6462f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Find the facility closest to you, book online, call, or book a viewing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1311b4 e-con-full website-actions e-flex e-con e-child\" data-id=\"f1311b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b06661f elementor-widget-mobile__width-initial site-btn--simple btn-website-action website-action--first js-call-me-button elementor-widget elementor-widget-button\" data-id=\"b06661f\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"call-me-button-widget\" data-help-popup-target=\"booking-help-popup-callback\" aria-controls=\"booking-help-popup-callback\" aria-expanded=\"false\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M2.25 6.75C2.25 15.034 8.966 21.75 17.25 21.75H19.5C20.0967 21.75 20.669 21.5129 21.091 21.091C21.5129 20.669 21.75 20.0967 21.75 19.5V18.128C21.75 17.612 21.399 17.162 20.898 17.037L16.475 15.931C16.035 15.821 15.573 15.986 15.302 16.348L14.332 17.641C14.05 18.017 13.563 18.183 13.122 18.021C11.4849 17.4191 9.99815 16.4686 8.76478 15.2352C7.53141 14.0018 6.58087 12.5151 5.979 10.878C5.817 10.437 5.983 9.95 6.359 9.668L7.652 8.698C8.015 8.427 8.179 7.964 8.069 7.525L6.963 3.102C6.90214 2.85869 6.76172 2.6427 6.56405 2.48834C6.36638 2.33397 6.1228 2.25008 5.872 2.25H4.5C3.90326 2.25 3.33097 2.48705 2.90901 2.90901C2.48705 3.33097 2.25 3.90326 2.25 4.5V6.75Z\" stroke-width=\"1.875\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1f8a45 elementor-widget-mobile__width-initial site-btn--simple btn-website-action website-action--first pelican-find-storage elementor-widget elementor-widget-button\" data-id=\"a1f8a45\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"find-storage-button-widget\" data-help-popup-target=\"booking-help-popup-callback\" aria-controls=\"booking-help-popup-callback\" aria-expanded=\"false\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M21.0235 11.05V19C21.0235 19.55 20.8277 20.0208 20.436 20.4125C20.0443 20.8042 19.5735 21 19.0235 21H5.0235C4.4735 21 4.00267 20.8042 3.611 20.4125C3.21933 20.0208 3.0235 19.55 3.0235 19V11.05C2.64017 10.7 2.34433 10.25 2.136 9.7C1.92767 9.15 1.9235 8.55 2.1235 7.9L3.1735 4.5C3.30683 4.06667 3.54433 3.70833 3.886 3.425C4.22767 3.14167 4.6235 3 5.0735 3H18.9735C19.4235 3 19.8152 3.1375 20.1485 3.4125C20.4818 3.6875 20.7235 4.05 20.8735 4.5L21.9235 7.9C22.1235 8.55 22.1193 9.14167 21.911 9.675C21.7027 10.2083 21.4068 10.6667 21.0235 11.05ZM14.2235 10C14.6735 10 15.0152 9.84583 15.2485 9.5375C15.4818 9.22917 15.5735 8.88333 15.5235 8.5L14.9735 5H13.0235V8.7C13.0235 9.05 13.1402 9.35417 13.3735 9.6125C13.6068 9.87083 13.8902 10 14.2235 10ZM9.7235 10C10.1068 10 10.4193 9.87083 10.661 9.6125C10.9027 9.35417 11.0235 9.05 11.0235 8.7V5H9.0735L8.5235 8.5C8.45683 8.9 8.54433 9.25 8.786 9.55C9.02767 9.85 9.34017 10 9.7235 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5.0235 11.95V19Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find storage<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b964130 e-flex e-con-boxed e-con e-parent\" data-id=\"b964130\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Insurance when storing your belongings \u2013 are your items covered?<br \/>\nMany people store furniture, clothes, sports equipment and other belongings in the basement, garage or shed. But do you know how your items are insured if they are exposed to, for example, water, fire or theft? <\/p>\n","protected":false},"author":10,"featured_media":9450,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[66],"tags":[],"class_list":["post-9449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-and-advice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance when storing your belongings \u2013 are your items covered? | Pelican<\/title>\n<meta name=\"description\" content=\"Are your belongings insured when they are in storage? 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